Moneza

Welcome to

Moneza

Experience hassle-free borrowing with Moneza – the leading lending platform for small loans.

To get a loan download the app on your phone and take three steps under 2 minutes.

Download Moneza App

To get a loan download the app on your phone and take three steps under 2 minutes.

Download Moneza App

How does it work?

Get the App

Visit Play Store, other distribution platforms or download an APK from our Website. Install our state-of-the-art Mobile App to start enjoying our services.

Download Moneza App

Using your Safaricom mobile line, fill in the simplified application form & grant the necessary consents to access our services. After registration, we will check your. Credit Bureau history and assign you a credit limit.

Apply

Choose your loan amount and term and click to apply for the loan. After a swift verification, the amount you applied for will be sent directly to your M-Pesa.

Receive

Money will be disbursed into your account within a few minutes. Repay on time to receive higher limits and better offers.

Testimonials

Nilikuwa stuck for my Chama but guess what Moneza walinikamia through sana. Everytime nimekwama the people in mind hukua always Moneza. Thank you Moneza

Caroline, Nairobi

Their loan application process is seamless, within 3 minutes I got the funds direct to my MPESA. Keep up with the spirit team Moneza

Andrew, Nairobi

Hali ya Uchumi umekuwa mgumu kwa wengi ila Moneza waliniwezesha kupata fedha za kunisaidia kulipia karo na kujistahimili na familia yangu. Nilipata mkopo bila changamoto zozote na kwa hakika nina tabasamu za dhati. Nitatembea nanyi na kuwarai marafiki na familia kutumia Moneza.

Zubeida, Nairobi

I needed to restock for my small business, and had nowhere to get the capital. My friend, Sheryl, advised me to try Moneza which I did and I’m happy that my business is up and running. You guys are life savers.

Kimani, Nairobi

Terms & Conditions

Privacy

Disclaimer

In line with our transparency policies, below are the loan details:

• Moneza clients can borrow from KES 1,000 to KES 30,000
• The minimum repayment period will be 91 days while the maximum available loan repayment period is up to 365 days including all loan extensions
• Annual percentage rate (APR) can be up to 200.57% maximum

Please find a representative example below:

• If you borrow 1,000 KES for 91 days, you will repay in two instalments
• The first instalment in the amount of 700 KES will be repaid after 45 days.
• The second instalment in the amount of 700 KES will be repaid after 91 days
• Total amount to repay will be 1,400 KES. Annual percentage rate will be 200.57%

The lender and the data controller of your data is Moneza Limited with its registered seat in Nairobi. All information concerning the personal data processing including in particular the purposes of processing your data, categories of recipients of personal data and your rights you can find in our Privacy Policy.